Terms of Service

1. Eligibility

Unless the Schedule for a specific Service states a different age requirement, you must be at least 18 years old, or the age of majority where you live if that is older, to create an account or use the Services. By using a Service you confirm you meet the age requirement that applies to it and that you are legally able to enter into these Terms.

Some Services may in the future be directed at younger users, including children under 13. Where that is the case, that Service's own Schedule will set out the applicable age requirements and any additional processes we use (such as verifiable parental consent) to comply with the Children's Online Privacy Protection Act and similar laws, and those terms control for that Service instead of the general rule in this section.

2. Your account

• Provide accurate information when you sign up and keep it up to date.
• Keep your login credentials confidential. You are responsible for activity that happens under your account.
• Tell us promptly at shoeboxedplatforms@gmail.com if you believe your account has been accessed without permission.
• One person per account. Do not share, sell, or transfer your account.

3. Your content

You keep ownership of the information you add to a Service, such as saved items, notes, and content you post ("Your Content"). You give us a limited license to store, process, transmit, and display Your Content only as needed to operate, secure, and improve the Services for you. Where a Service lets you share content with other users (for example, a community feed or a group), you're solely responsible for what you choose to share and with whom. We do not sell Your Content.

4. Acceptable use

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable law or regulation.
• Copy, scrape, resell, or redistribute data or content from the Services without our written permission.
• Reverse-engineer, decompile, or attempt to extract source code, except where the law allows it despite this restriction.
• Interfere with the Services, probe for vulnerabilities without our authorization, or access other users' accounts or data without permission.
• Use automated means to access the Services in a way that places an unreasonable load on our systems.
• Impersonate any person or entity, or post content that is unlawful, defamatory, or infringes another person's rights.

We may investigate and take appropriate action against anyone who violates this section, including removing content and suspending or terminating accounts.

5. Subscriptions and payments

Some Services or features require a paid subscription. Current prices and what each plan includes are shown before you buy.

• Purchases made through the Apple App Store, Google Play, or another app store are billed by that store and follow its payment, renewal, cancellation, and refund policies. Manage or cancel those subscriptions in your store account settings, not with us directly.
• Purchases made directly through a Service's website are billed by our payment processor and are subject to the specific terms shown at checkout (including any free trial and card-on-file auto-renewal terms).
• Subscriptions renew automatically at the end of each billing period unless cancelled before renewal.
• Cancelling stops future charges; you keep access through the end of the period you already paid for.
• We may change prices for future billing periods and will give you notice before a change applies to you.

6. Our intellectual property

The Services, including our software, designs, text, graphics, and our names and logos, are owned by Shoeboxed Platforms LLC or our licensors. These Terms give you a personal, limited, non-exclusive, non-transferable, revocable license to use the Services for your own non-commercial purposes. No other rights are granted, and all rights not expressly granted are reserved.

7. Third-party services

The Services may link to, integrate with, or rely on third-party services, including app stores, data providers, payment processors, and other websites. We do not control those third parties and are not responsible for their content, availability, security, or practices. Your use of a third-party service is governed by that third party's own terms and privacy policy.

8. Changes and availability

We may add, change, or remove features of a Service, and may suspend or discontinue part or all of a Service, at our discretion. A product or feature marked "in development," "beta," or similar is not yet a finished product and may change significantly, or may never launch. We will make reasonable efforts to give advance notice of changes that materially reduce a paid feature you're actively subscribed to.

9. Suspension and termination

You may stop using a Service and delete your account at any time. We may suspend or terminate your access to a Service if you breach these Terms or the applicable Schedule, if required by law, or to protect the Services, ourselves, or other users. Sections that by their nature should survive termination — including Sections 3, 6, 10, 11, 12, 13, and 14, and any Schedule provisions stated to survive — will survive.

10. Disclaimer of warranties

The Services are provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that any Service will be uninterrupted, secure, or error-free, or that any data, content, or AI-generated output within a Service will be accurate, complete, or current.

11. Limitation of liability

To the fullest extent permitted by law, Shoeboxed Platforms LLC, its owners, employees, and contractors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or relating to your use of, or inability to use, any Service.

Our total aggregate liability to you for any and all claims arising out of or relating to the Services is limited to the total amount you actually paid us for the applicable Service in the 12 months immediately before the event giving rise to the claim.

These limitations apply regardless of the legal theory of the claim (contract, tort, statute, or otherwise) and even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you, and nothing here limits liability that cannot be limited under applicable law (such as liability for our own fraud, gross negligence, or willful misconduct, where the law forbids limiting it).

12. Indemnity

You agree to indemnify, defend, and hold harmless Shoeboxed Platforms LLC and its owners, employees, and contractors from and against any claims, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use or misuse of the Services; (b) Your Content; (c) your violation of these Terms or any applicable Schedule; or (d) your violation of any law or the rights of a third party.

13. Dispute resolution — binding arbitration and class action waiver

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court and to have a jury trial.

Agreement to arbitrate. You and Shoeboxed Platforms LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms, any Schedule, or the Services (a "Dispute") will be resolved by binding, individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect, rather than in court, except that either party may bring an individual claim in small claims court if it qualifies. This agreement to arbitrate is governed by the Federal Arbitration Act.

Informal resolution first. Before starting an arbitration, you agree to first contact us at shoeboxedplatforms@gmail.com and describe the Dispute so we can try to resolve it informally. We will do the same before pursuing arbitration against you. If we can't resolve the Dispute within 60 days, either party may start an arbitration.

Class action waiver. You and Shoeboxed Platforms LLC agree that any arbitration or, where permitted, any court proceeding will be conducted only on an individual basis and not as a class, collective, consolidated, or representative action. The arbitrator has no authority to combine more than one person's claims or to preside over any form of a class or representative proceeding.

Your right to opt out. You may opt out of this arbitration agreement (Section 13 only) by emailing shoeboxedplatforms@gmail.com within 30 days of first agreeing to these Terms, stating that you wish to opt out of arbitration and including your name and the email address on your account. If you opt out, this Section 13 will not apply to you, but the rest of these Terms will still apply, and Disputes will instead be resolved in the courts identified in Section 14.

Severability of this section. If the class action waiver above is found unenforceable as to a particular Dispute, then the agreement to arbitrate will not apply to that Dispute, and it must instead be brought in the courts identified in Section 14.

14. Governing law

These Terms and any Dispute not subject to arbitration under Section 13 (including a Dispute after a valid opt-out) are governed by the laws of the Commonwealth of Pennsylvania and applicable United States federal law, without regard to conflict-of-law rules, and you and we consent to the exclusive jurisdiction of the state and federal courts located in Pennsylvania for any such Dispute.

15. Changes to these Terms

We may update these Terms or any Schedule from time to time. We will update the effective date above and, for material changes, will notify you in the applicable Service or by email. Continuing to use a Service after a change takes effect means you accept the updated terms for that Service.

16. General

If any provision of these Terms is found unenforceable, the rest will remain in full effect. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. These Terms, together with the Privacy Policy and any applicable Schedule, are the entire agreement between you and us regarding the Services.

17. Contact

Shoeboxed Platforms LLC — shoeboxedplatforms@gmail.com

A.1 Eligibility for SIGNALS HQ

You must be at least 18 years old to create a SIGNALS HQ account, regardless of the age stated in the master Terms.

A.2 Not financial, investment, legal, or tax advice

SIGNALS HQ is an informational tool that displays prices, positions, news, and AI-generated summaries about financial assets such as stocks, exchange-traded funds, cryptocurrency, tokens, and prediction-market positions.

• Nothing in SIGNALS HQ is financial, investment, legal, or tax advice, or a recommendation or solicitation to buy, sell, or hold any asset.
• Shoeboxed Platforms LLC is not a broker-dealer, investment adviser, exchange, or financial institution. SIGNALS HQ does not hold your funds, custody your assets, or execute trades on your behalf.
• You are solely responsible for your own financial decisions. Consider speaking with a licensed financial, legal, or tax professional before making them.
• Past performance, and any trend, score, or explanation shown in SIGNALS HQ, does not predict future results.

A.3 Market data and AI-generated content

Prices, holdings data, and news shown in SIGNALS HQ come from third-party providers and may be delayed, incomplete, or inaccurate. "Real-time" means as current as our providers make available to us, not guaranteed to the second.

AI-generated content in SIGNALS HQ (including AI Insight, asset scoring, and any AI-generated answers to your questions) is produced automatically and can be wrong, out of date, or missing important context. Verify important information independently before relying on it. Any score, estimate, or figure shown is based on the data available to us at the time and is an estimate only, not a guarantee.

A.4 Connecting accounts and wallets

SIGNALS HQ lets you connect external accounts (such as a brokerage account) or public wallet addresses so you can track your holdings in one place. When you connect a brokerage or exchange account through a supported integration, you enter your login credentials directly with that integration provider, not with us — we never see or store your brokerage or exchange password. When you connect a public wallet address, you're providing information that is inherently public on the relevant blockchain. SIGNALS HQ is read-only with respect to these connections: it cannot move your money, place trades, or make transactions on your behalf.

A.5 Subscriptions specific to SIGNALS HQ

As of this Schedule's effective date, SIGNALS HQ Pro is offered on a monthly subscription with a free trial period, as shown in the app and on signalshq.tech at the time of purchase. Section 5 of the master Terms (Subscriptions and payments) applies in full.